Start your journey toward financial freedom today with this quick and simple guide on money management! Packed with practical money saving tips, proven strategies, and biblical insight, this 96-page book shows how to honor God with your personal finances, reign in your spending habits, and move out from under the burden of debt into financial freedom.

Do you wake up in the morning with money issues on your mind? Do you worry about how to pay your bills? Are you envious of certain people because they have things you can't afford? If any of these statements apply to you, it may be time to evaluate how you handle your finances. To gain a godly perspective on finances and learn how to wisely manage your money, check out this easy-to-understand Christian guide on money management. It covers—

• What the Bible says about money, stewardship, giving, and tithes. Includes key Bible verses


• 4 myths about money that lead to overspending


• 6 common lifestyle choices that can keep you stuck in debt. Includes a checklist that will help you evaluate whether you are making wise spending decisions.


• 5 key principles on how to manage your money, covering everything from growing in contentment to practicing self-control. Scripture verses and life-application steps included.


• Answers key questions on money management and financial stewardship:
• What does the Bible say about finances?
• How can I handle my money responsibly? How can I cancel my debt?
• How can I resist the urge to spend? Why do I feel the urge to spend?
• If I give money to God, can I expect Him to bless me with financial gain?
• I've been told it is wrong to save money. Does a savings account prove that I'm not trusting God?

Whether you need help achieving financial freedom yourself or you are helping others pursue their financial goals, this quick-answer guide offers practical advice and money managing tools that will help you.

Here's just 4 money tips (money management strategies) included in this incredible financial guide from Christian counselor, June Hunt.

Money Tip #1: Identify and Assess Your Financial Situation

• Take inventory of your assets: What do you own? What is the approximate value of the things you own (car, house, property, insurance policy—large items)?
• Identify your income: How much money do you make?
• Detail your debts: What/who do you owe? When is it due?
What interest rates are you paying on each debt?
• Approximate your monthly bills: What do you pay for rent/mortgage, utilities, gasoline/transportation, phone, food, clothing, insurance, entertainment?

Helpful Hint: Keep a log throughout each month of everything you spend.

Money Tip #2: Consider Your Lifestyle and Spending Habits

• Be introspective: Why do you live the way you do? For career advancement, to please family, to entertain friends, or to live comfortably?
• Consider what you could honestly do without: Do you pay others to do something that you could do yourself? Do you eat out when you could eat less expensively at home?

Money Tip #3: Establish Financial Goals

• List future expenditures: What future expenses do you anticipate? (such as schooling, purchasing a home, replacing a car, etc).
• Consider future career and family changes: Are you considering starting your own business, serving in a ministry, getting married, or starting a family? How will these plans change your financial situation?
• State your future financial goals: Financially, where do you want to be 5 years from now...10 years? What are realistic expectations money saving goals?

Money Tip #4: Take Action with Your Finances

• Pay extra on your debts and stop feeding your debt through unnecessary habits.
• Establish a savings plan: How much money are you setting aside for the future?
• How are you preparing for major emergencies and for retirement so that you don't find yourself in debt again?

To help you chart your path to financial freedom, grab a copy of June Hunt's Financial Freedom: How to Handle Your Money Wisely. This tool offers practical help to find financial freedom, including: "Five Principles of Managing Money" and "How to Cancel Debt."

What perspective should I have of money?

Myth: "If you live a godly, Christian life, you will experience financial gain and prosperity."
Truth: According to God's Word, godliness is not a means to financial gain. The Bible calls this "a different doctrine" taught by false teachers.

Myth:"Money is the root of all evil."
Truth: No, according to the Bible, it is the "love of money" that is a root of evil. (1 Timothy 6:10). Money can be used for great good.

Myth: "If I ever have enough money and earthly possessions, I will be happy."
Truth: Happiness does not spring from your financial situation nor does it come from possessions.

Finding true financial freedom involves more than having enough money to bask in the comfort of a prosperous lifestyle. It's more than learning to budget expenses, to save regularly, to invest wisely. True financial freedom is being content with what God gives you. And contentment is a matter of the heart!

Look for all 42 titles in the Hope For The Heart Biblical Counseling Library. These mini-books are for people who seek freedom from codependency, anger, conflict, verbal and emotional abuse, depression, or other problems.

Paperback, 96 pages, 4 x 7 inches. Fits in a pocket or purse.
Product Code: 290X
ISBN: 9781596369412

June Hunt

June Hunt, M.A. Criswell College, is a biblical counselor whose award-winning radio program "Hope For The Heart" is heard on 900 radio outlets around the world. For more than 25 years, she has counseled people, offering them hope for today's problems. June has helped many people with emotional, relational, and spiritual problems experience God's love through biblical hope and practical help. Click here to find out more about Hope for the Heart.

Hope For The Heart Board of Reference

Dr. Henry Blackaby (Blackaby Ministries International), Dr. Rick Warren (Saddleback Church), Dr. Tony Evans (The Urban Alternative), Joni Eareckson Tada (Joni and Friends), Kay Arthur (Precept Ministries International), Dr. David Jeremiah (Turning Point), Dr. Tim Clinton (American Association of Christian Counselors), Dr. Bruce Wilkinson (Bruce Wilkinson Ministries), Dr. Chip Ingram (Living on the Edge), Roger Staubach (SRS Real Estate Partners), Steve Arterburn (New Life Ministries), Vonette Bright (Campus Crusade for Christ), Dr. Charles Stanley (In Touch Ministries), Zig Ziglar (Ziglar Training Systems)

Kind Words about June Hunt and the Hope for the Heart Minibook Series